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First-time homebuyers with adjusted gross incomes below $75,000 ($150,000, joint return) take note: The new stimulus bill will give you a tax credit equal to 10% of the purchase price (up to a maximum of $8,000) on a home purchased between January 1, 2009 and November 20, 2009 if it closes by November 30, 2009. You qualify as a first time homebuyer if you have not owned a principal residence for the three years before your purchase. This tax credit is taken off the balance owed on your 2009 federal return or refunded to you if your tax credit is more than you owe. To locate your first home visit: Columbia SC Homes for sale